Landlord insurance in California
Real Umbrella Insurance Agency (CA #6020329) places 2–4 unit landlord policies statewide. Pick a city for local pricing and coverage detail, or get a quote by address.
How much does landlord insurance cost in California?
In California, a 2–4 unit rental policy from Real Umbrella Insurance Agency typically runs $1,300–$2,000 per year as of 2026-10-01.
Rebuild cost, deductible, and claims history move individual quotes within and outside this band. See a specific city page for a local range.
What does a California landlord policy cover?
A California landlord policy covers dwelling, loss of rents, premises liability, and medical payments as of 2026-10-01.
California-specific endorsements for wildfire, water-backup, and ordinance-or-law are added where the risk and underwriting program allow.
Who is Real Umbrella and are you licensed in California?
Real Umbrella Insurance Agency is a California-licensed insurance agency (CA #6020329) placing landlord policies statewide as of 2026-10-01.
We bind through Steadily, a Lloyd's-backed rental-property insurer. Call (415) 845-9814 to speak with a California-licensed agent.
Which California cities do you serve?
Real Umbrella Insurance Agency serves rental-property owners statewide; the pages below cover representative California markets as of 2026-10-01.
How do I get a California landlord quote?
Start a California quote online in under two minutes or call (415) 845-9814 as of 2026-10-01.
An online submission reaches a California-licensed agent within one business day.
Last updated: 2026-10-01 · Source: Real Umbrella Insurance Agency internal estimate